Consolidated income statement by lines of business and regions

Premiums written – gross

4,618,377

4,673,441

4,202,372

4,581,076

397,825

391,509

9,218,574

9,646,026

Net earned premiums

3,910,017

4,033,963

4,168,627

4,557,050

400,407

381,237

8,479,051

8,972,250

Financial result excl. at equity consolidated companies

231,003

253,043

933,519

951,111

19,251

16,810

1,183,773

1,220,964

Income from investments

471,529

550,279

1,116,675

1,152,528

46,589

47,471

1,634,793

1,750,278

Expenses for investments and interest expenses

-240,526

-297,236

-183,156

-201,417

-27,338

-30,661

-451,020

-529,314

Result from shares in at equity consolidated companies

32,177

19,077

2,865

2,293

0

0

35,042

21,370

Other income

85,224

72,746

58,497

40,687

176

1,898

143,897

115,331

Expenses for claims and insurance benefits

-2,714,113

-2,656,178

-4,162,850

-4,613,891

-333,589

-320,611

-7,210,552

-7,590,680

Acquisition and administrative expenses

-1,169,693

-1,130,946

-649,739

-639,328

-46,886

-45,247

-1,866,318

-1,815,521

Other expenses

-317,345

-260,774

-88,623

-96,549

-3,788

-2,688

-409,756

-360,011

Profit before taxes

57,270

330,931

262,296

201,373

35,571

31,399

355,137

563,703

Tax expense

-63,498

-61,120

-32,409

-45,536

-2,848

-12,154

-98,755

-118,810

Profit of the period

-6,228

269,811

229,887

155,837

32,723

19,245

256,382

444,893

Premiums written – gross

4,073,885

4,122,526

1,762,082

1,795,576

744,666

704,107

1,142,304

1,611,739

Net earned premiums

3,348,476

3,333,794

1,429,555

1,453,993

615,150

581,880

939,730

1,323,151

Financial result excl. at equity consolidated companies

890,622

840,009

112,239

128,758

52,837

58,412

48,771

63,483

Income from investments

1,098,781

1,125,274

153,404

170,811

56,860

62,359

83,740

91,726

Expenses for investments and interest expenses

-208,159

-285,265

-41,165

-42,053

-4,023

-3,947

-34,969

-28,243

Result from shares in at equity consolidated companies

4,208

3,669

4,168

2,061

0

0

0

0

Other income

17,322

20,449

50,909

34,708

10,908

3,971

5,970

6,839

Expenses for claims and insurance benefits

-3,338,288

-3,289,494

-1,008,522

-1,001,921

-511,406

-459,489

-709,912

-1,126,496

Acquisition and administrative expenses

-606,970

-578,233

-345,822

-343,259

-88,101

-90,068

-222,536

-205,498

Other expenses

-82,631

-34,210

-44,708

-79,366

-24,131

-37,819

-11,803

-19,909

Profit before taxes

232,739

295,984

197,819

194,974

55,257

56,887

50,220

41,570

Tax expense

-17,823

-84,943

-38,034

-37,823

-14,607

-11,051

-14,054

-8,775

Profit of the period

214,916

211,041

159,785

157,151

40,650

45,836

36,166

32,795

Premiums written – gross

361,796

408,612

1,061,635

975,557

1,303,850

1,341,440

-1,231,644

-1,313,531

9,218,574

9,646,026

Net earned premiums

170,979

346,685

809,267

716,652

1,160,106

1,215,217

5,788

878

8,479,051

8,972,250

Financial result excl. at equity consolidated companies

9,043

23,369

74,091

84,431

-3,977

21,664

147

838

1,183,773

1,220,964

Income from investments

27,848

37,315

97,209

97,862

187,729

238,738

-70,778

-73,807

1,634,793

1,750,278

Expenses for investments and interest expenses

-18,805

-13,946

-23,118

-13,431

-191,706

-217,074

70,925

74,645

-451,020

-529,314

Result from shares in at equity consolidated companies

0

0

0

0

26,666

15,640

0

0

35,042

21,370

Other income

11,779

28,416

28,348

18,729

19,519

7,831

-858

-5,612

143,897

115,331

Expenses for claims and insurance benefits

-175,438

-308,917

-580,315

-512,036

-879,517

-890,935

-7,154

-1,392

-7,210,552

-7,590,680

Acquisition and administrative expenses

-87,407

-111,949

-230,679

-201,435

-282,188

-288,515

-2,615

3,436

-1,866,318

-1,815,521

Other expenses

-27,659

-22,463

-60,441

-67,211

-162,847

-100,983

4,464

1,950

-409,756

-360,011

Profit before taxes

-98,703

-44,859

40,271

39,130

-122,238

-20,081

-228

98

355,137

563,703

Tax expense

7,073

-1,989

-11,076

-8,174

-10,234

33,945

0

0

-98,755

-118,810

Profit of the period

-91,630

-46,848

29,195

30,956

-132,472

13,864

-228

98

256,382

444,893