Consolidated balance sheet as of 31 December 2013

A. Intangible assets

1

I. Goodwill

A

1,595,874

1,723,207

II. Purchased insurance portfolios

B

35,377

57,511

III. Other intangible assets

C

634,495

629,247

Total intangible assets

2,265,746

2,409,965

I. Land and buildings

2, D

2,675,538

3,219,908

a) Self-used

442,877

449,098

b) Investment property

2,232,661

2,770,810

II. Shares in at equity consolidated companies

3+4

447,353

368,461

III. Financial instruments

E

26,077,644

25,874,450

a) Loans and other investments

5

4,529,912

4,883,784

b) Other securities

6

21,547,732

20,990,666

Financial instruments held to maturity

3,018,709

3,180,823

Financial instruments available for sale

17,918,713

17,111,825

Financial instruments recognised at fair value through profit and loss*

610,310

698,018

Total investments

29,200,535

29,462,819

C. Investments for unit- and index-linked life insurance

7, F

6,707,275

6,443,775

D. Reinsurers’ share in underwriting provisions

8, G

1,028,426

1,034,364

E. Receivables

9, H

1,560,699

1,617,653

F. Tax receivables and advance payments out of income tax

10, I

82,253

80,572

G. Deferred tax assets

11, J

91,823

150,361

H. Other assets

12, K

335,109

339,054

I. Cash and cash equivalents

13

705,025

772,238

Total ASSETS

41,976,891

42,310,801

A. Shareholders’ equity

14

I. Share capital

132,887

132,887

II. Other capital reserves

2,109,003

2,109,003

III. Capital reserves from additional payments on hybrid capital

245,602

495,602

IV. Retained earnings

2,238,981

2,238,301

V. Other reserves

123,177

368,809

Subtotal

4,849,650

5,344,602

VI. Non-controlling interests

170,445

344,010

Total shareholders’ equity

5,020,095

5,688,612

B. Subordinated liabilities

15

1,029,944

537,508

I. Provision for unearned premiums

16, L

1,182,084

1,248,980

II. Actuarial reserve

17, M

19,327,154

19,014,157

III. Provision for outstanding claims

18, N

4,252,867

4,082,424

IV. Provision for profit-unrelated premium refunds

19, O

52,534

63,185

V. Provision for profit-related premium refunds

19, P

1,095,242

1,273,213

VI. Other underwriting provisions

20, Q

70,583

94,387

Total underwriting provisions

25,980,464

25,776,346

D. Underwriting provisions for unit- and index-linked life insurance

21, R

6,489,366

6,245,423

I. Provisions for pensions and similar obligations

22, S

371,388

324,956

II. Other provisions

23, T

228,737

183,412

Total non-underwriting provisions

600,125

508,368

F. Liabilities

24, U

2,432,165

3,028,844

G. Tax liabilities out of income tax

25

62,793

91,907

H. Deferred tax liabilities

11

167,438

226,634

I. Other liabilities

26

194,501

207,159

Total LIABILITIES AND SHAREHOLDERS’ EQUITY

41,976,891

42,310,801