• Central and Eastern Europe continue to offer great potential
  • Decline in Austrian single-premium business
  • Challenging economic environment


  • Outstanding performance in a difficult economic situation –
    Group achieves best result in the history of the Company
  • Conservative investment policy
  • Entry into the Bosnia-Herzegovina market
  • Group-wide efficiency enhancement programme continues
  • Standard & Poor’s rating of A+ with a stable outlook – the best rating
    achieved by the companies in the leading ATX index
  • Introduction of the “Social Active Day”
  • Transparency in personnel changes – successors clearly specified