This annual report includes forward-looking statements based on current assumptions and estimates that were made by the management of VIENNA INSURANCE GROUP AG Wiener Versicherung Gruppe to the best of its knowledge. Statements using the words "expectation", "target" or similar formulations indicate such forward-looking statements. Forecasts related to the future development of the Company are estimates made on the basis of information available as of the date this annual report went to press. Actual results may differ from the forecasts if the assumptions underlying the forecast prove to be wrong or if unexpectedly high risks occur.

Rounding differences may occur when rounded amounts or percentages are added up.

The annual report was prepared with the greatest possible care to ensure that all information was complete and accurate. The possibility of rounding, type-setting or printing errors can, however, not be ruled out completely.

Our goal was to make the annual report quick and easy to read, and for this reason we did not use formulations like "he/she", "his/her", etc. It should be understood that the text always refers to women and men equally without discrimination.

In the event of doubt, the German version is authoritative.

Editorial deadline: 29 February 2012


Wiener Versicherung Gruppe
Schottenring 30
1010 Vienna
Phone: +43 (0) 50 350 350