VIG presents itself as an insurance provider with strong roots that is capable of quick and flexible adjustments to local market conditions. Its excellent capital resources and presence in numerous countries give the Vienna Insurance Group its outstanding position in international competition. Based on existing solvency provisions, VIG’s equity capitalisation rate is over 200%. Although the efficiency enhancement programme begun in 2009 has been brought to a successful conclusion, VIG will also continue to make systematic efforts in the future to improve its internal efficiency.