All of the insurance segments in which the Vienna Insurance Group operates contributed to the development of the Group's profit. Profit before taxes reached EUR 441.25 million in 2009, which corresponds to a decline of 18.4% over the previous year. However, due to extraordinary income earned in the year just ended, a comparison with 2008 has little significance.

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Profit before taxes by business lines

in EUR mn

2007

2008

2009

Property/casualty

265.07

414.23

238.86

Life

157.20

102.40

177.77

Health

15.03

24.17

24.62

Total

437.30

540.80

441.25

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Profit before taxes by regions

in EUR mn

2007

2008

2009

*

Other CEE markets: Albania, Bulgaria, Estonia, Croatia, Latvia, Lithuania, Macedonia, Serbia, Turkey, Ukraine, Hungary

**

Other markets: Germany, Liechtenstein

Austria

286.80

344.33

247.49

Czech Republic

73.81

107.45

122.91

Slovakia

30.30

4.99

23.01

Poland

18.78

26.11

27.42

Romania

4.56

57.46

24.19

Other CEE markets*

10.25

-14.41

-23.75

Other markets**

12.80

14.87

19.98

Total

437.30

540.80

441.25

Property and casualty insurance

The property/casualty area contributed EUR 238.86 million, or 54.1%, of total Group profits.

Life insurance

Life insurance also contributed EUR 177.77 million to the overall Group profit earned by the Vienna Insurance Group, representing an increase of 73.6% compared to 2008.

Health insurance

The health insurance area contributed EUR 24.62 million to the total Vienna Insurance Group profit.

Audited information