Significant events after the balance sheet date
There were no significant events after the balance sheet date.
For information on the financial instruments used, please see the notes to the consolidated financial statements (Summary of significant accounting policies) and the risk report starting on page 130 (see PDF).
Research and development
Vienna Insurance Group is providing professional assistance for the development of insurance-specific software.
The Vienna Insurance Group risk management system is firmly anchored in the management culture of the Company and is based on a clearly defined, conservative risk policy, extensive risk expertise, a highly developed set of risk management tools, and risk-related Managing Board decisions.
The detailed risk report for Vienna Insurance Group is provided in the notes to the consolidated financial statements on pages 130-148.