Consolidated income statement by lines of business and regions

Premiums written - gross

4,206,749

4,278,853

3,491,171

3,305,733

321,361

314,280

8,019,281

7,898,866

Net earned premiums

3,457,660

3,375,413

3,463,959

3,272,857

320,660

313,335

7,242,279

6,961,605

Financial result excl. at equity consolidated companies

162,903

304,372

751,685

597,280

15,377

12,279

929,965

913,931

Result from shares in at equity consolidated companies

2,016

2,639

-3,324

1,174

465

392

-843

4,205

Other income

77,347

77,862

47,573

49,556

66

39

124,986

127,457

Expenses for claims and insurance benefits

-2,257,201

-2,175,736

-3,347,086

-3,171,921

-272,871

-259,700

-5,877,158

-5,607,357

Operating expenses

-973,674

-958,339

-639,065

-562,171

-36,684

-41,610

-1,649,423

-1,562,120

Other expenses

-230,194

-211,985

-95,977

-84,377

-2,389

-562

-328,560

-296,924

Profit before taxes

238,857

414,226

177,765

102,398

24,624

24,173

441,246

540,797

Premiums written - gross

3,874,153

3,755,723

1,603,290

1,419,724

628,377

605,603

548,263

795,135

Net earned premiums

3,529,640

3,409,342

1,440,953

1,189,538

552,760

523,226

496,181

747,549

Financial result excl. at equity consolidated companies

684,027

730,894

81,278

57,052

37,418

3,454

40,380

5,146

Result from shares in at equity consolidated companies

-1,747

1,770

904

2,435

0

0

0

0

Other income

16,122

14,468

20,758

19,406

24,348

6,780

3,802

6,565

Expenses for claims and insurance benefits

-3,274,595

-3,165,917

-999,531

-806,307

-437,589

-388,400

-282,276

-456,386

Operating expenses

-606,383

-599,255

-359,101

-281,578

-91,633

-96,718

-216,999

-255,404

Other expenses

-99,577

-46,975

-62,352

-73,095

-62,293

-43,351

-13,663

-21,358

Profit before taxes

247,487

344,327

122,909

107,451

23,011

4,991

27,425

26,112

Romania

Other CEE markets

Other markets

Total

2009

2008

2009

2008

2009

2008

2009

2008

in EUR '000

Premiums written - gross

606,658

608,216

546,564

496,353

211,976

218,112

8,019,281

7,898,866

Net earned premiums

550,559

528,174

464,551

378,778

207,635

184,998

7,242,279

6,961,605

Financial result excl. at equity consolidated companies

25,152

98,620

41,441

10,250

20,269

8,515

929,965

913,931

Result from shares in at equity consolidated companies

0

0

0

0

0

0

-843

4,205

Other income

22,470

45,147

9,225

7,085

28,261

28,006

124,986

127,457

Expenses for claims and insurance benefits

-385,541

-395,436

-343,985

-254,837

-153,641

-140,074

-5,877,158

-5,607,357

Operating expenses

-171,520

-171,567

-166,494

-136,443

-37,293

-21,155

-1,649,423

-1,562,120

Other expenses

-16,930

-47,479

-28,490

-19,245

-45,255

-45,421

-328,560

-296,924

Profit before taxes

24,190

57,459

-23,752

-14,412

19,976

14,869

441,246

540,797