15. Provisions of unearned premiums
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Income Statement
Balance Sheet by
Primary Segments
(Lines of Business)
Compare to 2007
Letter from the Chairman
Company
Strategy, Market and Activities
Investor Relations
Resources and Responsibilities
Performance 2008
Outlook for 2009
Consolidated Financial Statements
Notes
Accounting Policies
Risk Reporting
Notes Assets
Notes Liabilities and equity
13. Consolidated shareholders' equity
14. Subordinated liabilities
15. Provisions of Unearned Premiums
16. Mathematical reserve
17. Provision for outstanding insurance claims
18. Profit independent and profit dependent premiums refund
19. Other underwriting provisions
20. Underwriting provisions life insurance
21. Provisions for pensions
22. Provisions for taxes
23. Other provisions
24. Liabilities
25. Other liabilities
26. Contingent liabilities and receivables
Notes Income Statement
Events after Balance Sheet date
Managing Board
Supervisory Board
Report by the Supervisory Board
Auditor's Report
Corporate Governance Report
Declaration Managing Board
Addresses and Service
page 36 of 63 
page 36 of 63 
Compare to 2007
page 36 of 63 
