31. Expenses for claims and insurance benefits
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Cash Flow Statement
Consolidated Income Statement by Segment
Compare to 2007
Letter from the Chairman
Company
Strategy, Market and Activities
Investor Relations
Resources and Responsibilities
Performance 2008
Outlook for 2009
Consolidated Financial Statements
Notes
Accounting Policies
Risk Reporting
Notes Assets
Notes Liabilities and equity
Notes Income Statement
27. Net earned premiums
28. Result affiliated
companies
29. Financial result
30. Other income
31. Insurance benefits
32. Operating expenses
33. Other expenses
34. Tax expenses
35. Other information
36. Related Parties
37. Leasing business
Events after Balance Sheet date
Managing Board
Supervisory Board
Report by the Supervisory Board
Auditor's Report
Corporate Governance Report
Declaration Managing Board
Addresses and Service
page 52 of 63 
page 52 of 63 
Compare to 2007
page 52 of 63 
