15. Provisions of unearned premiums
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Consolidated income statement
Consolidated balance sheet by primary segments
Letter from the Chairman
Companies, Market and Strategy
Share Information and Corporate Governance
Resources and Responsibilities
Successes
Performance in 2007
Outlook for 2008
Consolidated financial statements
Notes
Accounting policies
Risk reporting
Notes Assets
Notes Liabilities and equity
13. Consolidated shareholders’ equity
14. Subordinated liabilities
15. Provisions of Unearned Premiums
16. Mathematical reserve
17. Provision for outstanding claims
18. Profit independent and profit dependent premiums refund
19. Other underwriting provisions
20. Underwriting provisions life insurance
21. Provisions for pensions
22. Provisions for taxes
23. Other provisions
24. Liabilities
25. Other liabilities
26. Contingent liabilities and receivables
Notes Income Statement
Declaration Managing Board
Report Supervisory Board
Auditor's Report
Addresses and Service
page 37 of 65 
page 37 of 65 
page 37 of 65 
